Garnett-Powers & Associates
Garnett-Powers & Associates
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The University of Southern California Postdoctoral Scholar Benefit Program

Garnett-Powers & Associates is pleased to offer the University of Southern California Postdoctoral Scholar Benefit Program (USC-PBP). This comprehensive health program includes the following benefit plans:

  • Aetna Medical: A choice of an HMO or POS plan
  • California Dental HMO
  • Principal Dental POS
  • Voluntary EyeMed Vision PPO
  • Standard Life Insurance
  • Aetna Short-Term Disability*
  • Aetna Long-Term Disability

Eligibility for the Program

This program is mandatory for the following postdoc job titles/job codes:

Postdoctoral Fellows in job code 098203
Postdoctoral Scholars – Fellowship Trainees in job code 098219
Postdoctoral Scholar – Visiting Fellows in job code 098229
Postdoctoral Scholar – Teaching Fellows in job code 098223
Postdoctoral Scholar – Research Associates in job code 098227

If you are in one of the above job titles/job codes and you wish to waive coverage for this program, you must provide proof of comparable coverage. Please either fax or email your coverage documentation to the email address or fax number listed at the bottom of this page.

Newly Appointed Postdocs - Enrolling in the Plans

This web site has been developed to provide information on all parts of the program, as well as provide a simple enrollment method for you to follow to ensure your enrollment in your selected plans. You may choose any of the medical, dental and/or vision plans for you and your family. Your enrollment is automatic in the life/AD&D, and long-term disability (LTD) plans, whether you choose any of the other benefits offered. The life/AD&D and LTD are offered to postdocs only, not your family members.

Your coverage begins with your appointment start date (hire date) once we have confirmed your enrollment in the plans. You have a 31-day Period of Initial Eligibility that starts from your appointment start date. During this time, you may do the following:

  • Enroll in the Medical HMO or POS Plan
  • Enroll in the Dental HMO or PPO Plan
  • Enroll in the Voluntary Vision Plan
  • Enroll your eligible dependents in any of the plans in which you choose to enroll.
  • Waive coverage by providing proof of comparable coverage.

It is important to note that you must add your eligible dependents during this initial 31-day timeframe. Failing to do so could prevent them from having access to coverage until the following year’s open enrollment period for a start date of August 1st. You may, however, enroll your eligible dependents if you experience a qualifying, or ‘life’ event. Examples of such events are loss of spouse or partner’s coverage, marriage, divorce, birth or adoption of a child, or placement for adoption of a child. If you experience such an event, the change to your enrollment, including the addition of an eligible dependent, must take place within 31 days from the date of the event. Please contact our office for further details on these Special Enrollment Periods.

How to Access Your Enrollment Form

Please follow the links on the side of this page to assist you in learning about the plans and completing the New Hire Enrollment Form. You will find links to detailed benefit summaries of all of the plans offered when you click on Medical Plans, Dental Plans, Voluntary Vision Plan, Life/AD&D and Disability Insurance. Please review this information to assist you in making your plan selections.

In order to access the form, you will first complete the initial login process. The New Hire Enrollment Form is a secure online enrollment document allowing you to make all of your benefit selections for all plans, or to waive coverage. In order to streamline your enrollment process, we recommend that you first print the New Hire Enrollment Form Instructions. This will allow you to have the instructions in front of you while completing the various sections of the form.

In order to get started, please click on Enrollment.

Information on the Disability Plans

The Short-Term Disability plan is only available for Postdoctoral Fellows in job code 098203 and incoming Postdoctoral Scholars – Fellowship Trainees in job code 098219. All postdocs in these job codes will be automatically enrolled in this plan. If you are not appointed in one of these job codes, you may be eligible for the USC Faculty/Staff Short-Term Disability Plan(s). Please click on this link to access information about these plans:

Information Regarding Aetna Wellness Programs

When you click on the Medical Plans link, you will have access to the Wellness Benefits informational link. In addition to your medical insurance benefits, Aetna offers many valuable supplemental wellness programs to their members. Please click on the above referenced link for access to this information.

Information Regarding Medical, Dental and Vision Plan Provider Directories

For your convenience, we have provided links to all of the insurance carrier provider directories to assist you in choosing the providers appropriate to your selected medical, dental and vision plans. When you click on the plan links at left, you will see a link to Provider Directory Information for each plan. Please read these sections carefully to understand how to properly select a provider.

*The Aetna Short-Term Disability is only offered to Postdoctoral Fellows in job code 098203 and incoming Postdoctoral Scholars – Fellowship Trainees in job code 098219. If you are not certain of your job code or title, please contact your Home Department Coordinator to learn if you are eligible for this benefit. Please click here for information on the USC Faculty/Staff Short-Term Disability Plans:

Garnett-Powers & Associates, Inc. is pleased to offer a University of Southern California PBP Customer Service Representative, dedicated to this program. Please address benefit and enrollment questions to:

Garnett-Powers & Associates, Inc.
23361 Madero, Suite 240
Mission Viejo, CA 92691
Or call us Monday - Friday, 8 am - 5 pm Pacific Time
Toll free at 1-800-319-9557

Contact USC-PBP Program Services

We thank you for the opportunity to be of service to you and your family.

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Program and benefit information contained on this site has been deemed reliable, but can change without notice.

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23361 Madero, Suite 240, Mission Viejo, CA 92691
(949) 583-2925 - FAX (949) 583-2929 - Toll Free (800) 319-9557
CA license 0G11917