Global Scholar Program Medical Coverage Plan

This comprehensive program is comprised of the following plans and insurance carriers:

• Medical:
• Basic Plan - IMG Basic PPO
• Standard Plan - IMG Standard PPO
• Platinum Plan - IMG Platinum PPO

• Dental:
• Dental Health Services - DHMO
• Ameritas - DPPO

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Important Information

Eligibility:

As a newly appointed Global Scholar/Researcher, you are required to be enrolled in an insurance plan that meets the Department of State J-1 Visa requirements beginning the first day of your appointment.

Please submit your enrollment, or waiver if you have alternate coverage, at your earliest convenience to avoid being marked as out of compliance with CoH and Department of State.

Health Insurance requirements and eligibility are different depending on your citizenship status as listed below:

Domestic Scholars/Students (U.S. Citizens or U.S. Permanent Residents - “Green Card Holders”)

Domestic Scholars / Students also have the option to enroll in a voluntary Dental Plan that offers a breadth of coverage through either a PPO or HMO model.

U.S. Citizens and U.S. Permanent Residents are not subject to CoH's J Visa Insurance Requirements. However, you do need to provide proof of health insurance. Please submit your health insurance documents using the link below:

Waiver Requirements

International Global Scholars

Have the option to enroll in Basic Plan (IMG Basic Plan), Standard Plan (IMG Standard Plan), or Platinum Plan (IMG Platinum Plan).

International Global Scholars have the option to enroll in the Dental Plan that offers a breadth of coverage through a PPO or HMO model.

International Global Scholars are subject to the U.S. State Department J-1 Visa requirements and any additional requirements imposed by CoH.

Information For all Global Scholars with J-1 and J-2 Visas

All International Global Scholars must meet the insurance policy requirements listed below:

• $100,000 per accident & illness in medical coverage
• A deductible not to exceed $500 per accident or illness
• Coinsurance that does not exceed 25%
• Medical evacuation coverage must be at least $50,000
• Repatriation coverage must be at least $25,000
• Pre-existing conditions must be covered by the insurance policy with a waiting period no longer than 12 months. Please note: Policy’s with coverage for only “Acute onset of pre-existing conditions” do not meet this requirement.
• Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government