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New users should create an account, you can use your school email or a personal email address. If you are looking to modify your enrollment (start/end dates or add/remove a dependent), login through the Returning User section.

You may enroll in a plan at any time, however, your enrollment is not official until your first payment is received. You may add a dependent at any time.

Upon submission, you will receive confirmation of your enrollment request, this DOES NOT indicate enrollment, but rather reflects what plan you selected. Please allow 2-3 business days (not calendar days) for your enrollment or waiver form to be processed. You will receive a confirmation email. Note the process may take additional time if Gallagher is waiting on your school to confirm your eligibility.

Your coverage should begin on the first date of your entry into the United States (please indicate this date on your enrollment form) or the date your first invoice is paid, whichever is latest. Enrolling and/or making your payment after the date you enter the United States will result in your coverage not taking effect until that payment date.

Invoices are sent through FreshBooks; you will not log back into the Gallagher portal to pay your bills. You have the option to pay monthly, quarterly, or all at once (no longer than 12 months at a time). Once your invoice is paid, you will receive instructions on how to download your Medical ID, Visa Letter, and Declaration Letter around 5-7 business days later.