Postdoctoral Scholar Benefit Portal
COBRA
ELECTING COBRA AND CONTINUING YOUR MEDICAL, DENTAL AND/OR VISION COVERAGE
The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), offers coverage when you experience a qualifying event, such as the termination of your postdoc appointment, and you lose your insurance coverage.
When your postdoc appointment terminates and you leave the university, you may continue your insurance coverage for any of the medical, dental and/or vision plans in which you and your family members are enrolled by electing COBRA Continuation Coverage.
When you elect COBRA coverage, you will pay for each plan in which you and your family members choose to be enrolled.
Please keep in mind that if your appointment terminated on or after the 2nd day of the month, your coverage continues until the end of the month and your COBRA elected coverage would begin on the first of the month following your termination. Any postdoc apointment's that are terminated on the 1st day of the month, your coverage will be terminated on that same day.
ELECTING AND PAYING FOR COBRA CONTINUATION COVERAGE
Once GPA receives your termination record from the University, GPA will send you a COBRA Election Notice and a packet which displays the plans that are available to you. That notice is sent to your last known address communicated to us by the University of Rochester.
To elect your coverage, you will need to complete the COBRA Election Notice and send it back to our office along with your first month's payment within the timeframe noted on the COBRA Election Notice. You will be billed by GPA for your elected coverage. GPA will send you a monthly invoice via email.
If you decide to elect COBRA for you and any of your enrolled dependents, you will be responsible for paying the monthly premiums to GPA. To learn how much you will pay per month for any coverage you elect through COBRA, please click below:
COBRA GENERAL NOTICE – CONTINUATION COVERAGE RIGHTS
The COBRA General Notice - Continuation Coverage Rights contains language that assumes you have already enrolled in the plan, and is included as a section of the enrollment form. Please read the COBRA General Notice of COBRA Continuation Coverage Rights listed below, which provides details concerning continuing your coverage.
If you are not enrolling in any plans in the University of Rochester Postdoctoral Scholar Benefit Program (medical, dental or vision), this document does not pertain to you.