Due to the COVID-19 impact, our staff is working remotely. Response and processing times may be longer than usual. We appreciate your patience and understanding.
Gallagher Benefit Services is pleased to offer the University of Pennsylvania Postdoctoral Insurance Plan.
The Postdoctoral Insurance Plan was conceived and designed through joint efforts by the University of Pennsylvania and Gallagher Benefit Services in order to offer a comprehensive, enhanced benefit program to all Postdoctoral Scholars at the University of Pennsylvania. Six insurance plans are offered to provide a broad spectrum of coverage for you and your family:
- Medical: Aetna HMO or Aetna PPO (Postdocs living outside the HMO service area are automatically enrolled in the PPO)
- Dental: Aetna DMO or Aetna PPO
- Vision: Aetna PPO Vision
- Life/AD&D: Standard
Important Information for Newly Appointed Postdoctoral Scholars
All newly appointed Postdoctoral Scholars are automatically enrolled in the following plans, even if you do not visit the enrollment form. Those plans are:
- Aetna Medical HMO
- Aetna Dental DMO (Auto-assigned to Penn Dental School Clinic)
- Aetna Vision PPO
- Standard Life Insurance
We encourage you to visit your enrollment form if you desire to make any changes to your automatic enrollment and/or provide us with your beneficiary information for the life insurance. In order to make any changes, you must visit the form within 31 days of the date shown under ‘Job Class Entry Date’ on your Enrollment Form. This 31-day period is your Period of Initial Eligibility, however it may be extended if you experience administrative payroll delays.
The Enrollment Form allows you to do the following:
Waiving the Medical Plan
For postdocs who would like to waive out of the University’s postdoc health insurance plan(s), a comparable health insurance plan must meet the requirements listed on this page: Penn Postdoc Insurance Waiver Standards.
Making Changes to your Automatic Enrollment
Please visit the Begin Enrollment page if you wish to:
- Add Dependents
- Change Plans
- Add Life Insurance Beneficiaries
MEDICAL EVACUATION AND REPATRIATION INSURANCE FOR POSTDOCTORAL SCHOLARS HOLDING J-1 VISA STATUS AND THEIR DEPENDENTS WITH J-2 VISA STATUS
All Penn postdoctoral scholars holding J-1 Visa Status, and their dependents holding J-2 Visa status, are automatically covered for medical evacuation and repatriation benefits necessary to satisfy the J Visa Program. It is not necessary to purchase supplemental insurance to satisfy the J-1 and J-2 Visa requirements.