Electing COBRA and Continuing your Medical
and/or Dental Coverage

When your appointment terminates and you leave the university, you may continue your coverage for any of the Vanderbilt PTBP medical and/or dental plans in which you and your family members are enrolled by electing COBRA Continuation Coverage. COBRA, the Consolidated Omnibus Budget Reconciliation Act of 1985, offers coverage when you experience a qualifying event and you lose your coverage, such as termination of employment. When you elect COBRA coverage, you will pay for each plan in which you and your family members choose to be enrolled. Please keep in mind that even if your appointment were to terminate at any time during the month, your PTBP coverage continues until the end of the month and your COBRA elected coverage would begin on the first of the month following your termination.

Electing and Paying for COBRA Continuation Coverage

When we learn of your appointment termination from the campus, we then send you a COBRA Election Form which displays the plans that are available to you. That notice is sent to your last known address communicated to us through your completion of the enrollment form when you first enrolled or made any consequent changes.

In order to elect your coverage, you will complete the COBRA Election Notice and send it back to our office within the timeframe noted on the COBRA Election Notice. You will be billed by our COBRA Billing Department monthly for your premiums owed.

If you decide to elect COBRA for you and any of your enrolled dependents, you will be responsible for paying the premiums on a monthly basis. To learn how much you will pay during 2015/2016 for any coverage you elect through COBRA, please click on Monthly COBRA Premiums.

COBRA Continuation Rights

The General Notice of COBRA Continuation Coverage Rights contains language that assumes you have already enrolled in the plan, and is included as a section of the enrollment form. Please read the General Notice of COBRA Continuation Coverage Rights, which provides details concerning continuing your coverage. If you are not enrolling in any plans in the PTBP (medical and/or dental), this document does not pertain to you.

We thank you for the opportunity to be of service to you and your family.

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