Garnett-Powers & Associates is pleased to offer the UCM Visiting Scholar/Student Insurance Program.
This comprehensive program is comprised of the following plans and insurance carriers:
- Basic Plan - IMG Basic PPO
- Standard Plan - IMG Standard PPO
- Platinum Plan - IMG Platinum PPO
- Dental Health Services - DHMO
- Ameritas - DPPO
As a newly appointed Visiting Scholar/Researcher, you will be eligible to enroll 31 days from your Appointment Start Date. You will need to show proof of health insurance coverage upon your arrival at the University in order to be compliant with their check-in process.
If you do not enroll within the 31 days enrollment window, you will be out of compliance with the University requirements and a notice will be sent to the University contact that handles your admission.
Health Insurance requirements and eligibility are different depending on your citizenship status as listed below:
Domestic Scholars/Students (U.S. Citizens or U.S. Permanent Residents - “Green Card Holders”)
Domestic Scholars / Students also have the option to enroll in a voluntary Dental Plan that offers a breadth of coverage through either a PPO or HMO model.
U.S. Citizens and U.S. Permanent Residents are not subject to the University’s J Visa Insurance Requirements. However, you do need to provide proof of health insurance. Please submit your health insurance documents using the link below:
International Visiting Scholars
Have the option to enroll in Basic Plan (IMG Basic Plan), Standard Plan (IMG Standard Plan), or Platinum Plan (IMG Platinum Plan).
International Visiting Scholars have the option to enroll in the Dental Plan that offers a breadth of coverage through a PPO or HMO model.
International Visiting Scholars are subject to the U.S. State Department J-1 Visa requirements and any additional requirements imposed by the University.
Information For all International Visiting Scholars with J-1 and J-2 Visas
All International Visiting Scholars must meet the insurance policy requirements listed below:
- $100,000 per accident & illness in medical coverage
- A deductible not to exceed $500 per accident or illness
- Coinsurance that does not exceed 25%
- Medical evacuation coverage must be at least $50,000
- Repatriation coverage must be at least $25,000
- Pre-existing conditions must be covered by the insurance policy with a waiting period no longer than 12 months. Pre-existing conditions must also have a $100,000 per illness medical coverage. Please note: Policy’s with coverage for only “Acute onset of pre-existing conditions” do not meet this requirement.
- Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government
Currently enrolled? need to enroll a dependent (qualifying events):
If you are currently enrolled, you may be able to enroll a newly eligible family member(s) if you experience one of the following qualifying life events:
- Same Sex Domestic partnership
- Family member(s) arrival in the US